Who can qualify for auto financing in Chicago?
Financing support no matter your credit background
Whether you’re handing over the car keys for the first time or refinancing, Autos of Chicago makes financing simple and accessible. Our team has over 13 years of experience structuring loans for all types of buyers, no matter your credit history or background.
Multiple lender offers with one credit run
We run your credit just once and show offers from multiple lenders with no impact on your score. Our established lender relationships give you access to options usually only available to reputable dealerships, and our finance experts help increase your chance of approval and help you get the best rates.
Working with someone not familiar with the vehicle financing process may hurt your chances of getting approved.
Full spectrum financing
If your credit is good to excellent, our team can help find a loan that fits your needs. We work with multiple banks and lenders to help you save on your down payment and get the lowest rate possible.
Co-signers
Adding a co-signer can improve your chances of approval and may help you get a lower interest rate, especially with low income, low credit score, high debt, or first-time buyer status.
ITIN or work-authorized SSN
New immigrants, international students, and foreign citizens may be able to get approved with a valid ITIN or work-authorized Social Security Number through available lender options.
First-time buyers
Buying your first car can feel overwhelming. Our team has over 20 years of experience helping first-time buyers secure affordable loans and understand the financing process.
Bad credit, no credit, bankruptcy
Past credit challenges do not have to stop you. Missed payments, bankruptcy, or repossessions will not automatically disqualify you from available financing options.
Financing options by credit type
Buyers with a 600+ credit score can explore financing options tailored to their profile. With over 13 years of experience, Autos of Chicago helps customers review competitive rates and favorable terms.
Nationwide financing
No matter where you are, Autos of Chicago can help arrange financing with lender options for different credit situations, giving buyers across the nation access to flexible solutions.